Empowering Microfinance Institutions with Smart Core Banking Solutions
At FinFlow, we're reimagining microfinance technology for the real world.
Core banking platforms for MFIs can be clunky, expensive, and slow to adapt. We’re changing that. FinFlow is a new kind of MFI tech stack—AI-augmented, modular, and built for speed.
Whether you’re a small community-based MFI or a large institution operating across countries, FinFlow gives you the freedom to configure your own system—pick the modules you need, set them up in days (not months), and adapt as your market evolves. No more one-size-fits-all. No more developer dependence.
And because we're built from the ground up with affordability in mind, our pricing is flexible, transparent, and fair—finally, a tech partner that grows with you instead of draining your resources.
Plus, we bake AI right into the core—not as a buzzword, but as a powerful tool for smarter lending, better risk management, and deeper customer insights.
If you're an MFI ready to scale faster, serve better, and work smarter—let’s talk.
Track disbursements, repayments, and borrower history with full flexibility and control. Our system supports various loan products, interest rate schemes, grace periods, and automated alerts for due payments.
Loan officers can view real-time portfolio performance, and the platform allows seamless integration with field agent mobile apps.
Secure deposit tracking and interest calculations with integrated ledger functionality. Supports individual and group savings accounts, fixed deposits, and recurring deposits.
Automatic generation of passbooks, interest accruals, and withdrawal slips for efficient client servicing.
Utilize advanced algorithms and alternative data to assess borrower risk with greater accuracy. Incorporates repayment history, savings behavior, and household profiles to generate dynamic credit scores.
Designed to promote financial inclusion, the module supports decision-making in low-data environments and integrates seamlessly with the loan origination workflow.
Centralized management of client profiles, including KYC details, contact history, and document storage. Enables tracking of client engagement across all financial services.
Supports household-level grouping, biometric identification, and custom field definitions to capture institution-specific data points for better service delivery.
Built-in accounting tools designed for transparency and regulatory compliance. Includes a chart of accounts, journal entries, trial balance, and real-time financial statements.
Compatible with both cash-based and accrual-based accounting frameworks, with automated reconciliation features.
Generate insightful reports on loans, deposits, clients, and financial performance with powerful filtering and export options. Schedule recurring reports and build custom dashboards with drag-and-drop widgets.
Leverage historical data for trend analysis and integrate with external BI tools or your future data lake for deeper insights.
You can reach us directly at info@finflowanalytics.com.